Terms of Use

These Terms of Use govern your use of PolicyServicesUSA.com, which is operated by Gulfborne LLC. By using this website, you agree to these terms.

Marketing and connection service

Gulfborne LLC is a marketing company that connects consumers with licensed insurance professionals. Gulfborne is not an insurance carrier, agency, underwriter, policy administrator, or government agency and does not sell, issue, approve, underwrite, or administer insurance policies. Calls are connected directly with licensed insurance agents at Versa Life Group LLC.

No guarantee or professional advice

Website content is general information and is not insurance, legal, tax, or financial advice. Quotes, rates, eligibility, benefits, underwriting requirements, approval timing, and product availability vary by carrier, product, applicant, and state. Nothing on this website guarantees coverage, approval, price, benefits, or any particular result.

Third-party products and services

Insurance information, recommendations, quotes, applications, and related services are provided by licensed insurance professionals and applicable carriers, not Gulfborne. Third-party services may have separate terms and privacy practices. References to a carrier or organization do not imply affiliation, endorsement, or authorization unless expressly stated.

Acceptable use and ownership

You may use this website only for lawful personal purposes. You may not interfere with the website, attempt unauthorized access, introduce malicious code, or misuse its content. Website text, design, branding, and other materials are owned by or licensed to Gulfborne unless otherwise stated.

Availability and limitation

We may change or discontinue website content or functionality at any time. To the extent permitted by law, Gulfborne is not liable for indirect, incidental, special, or consequential losses arising from use of, or inability to use, this website. Rights that cannot legally be limited remain unaffected.

Governing law and changes

These terms are governed by Florida law, without regard to conflict-of-law principles. We may update these terms by posting a revised version and date on this page.

Contact

Questions may be sent to Gulfborne LLC at gulfborne@gmail.com.